(via: USAToday.com) Most Americans buying insurance from new state health exchanges will have at least two insurers to choose from, and six out of 10 people could pay less than $100 a month in premiums, according to a report released Wednesday by the Department of Health and Human Services (HHS).

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“The report analyzed insurance plans and premiums in 36 states where the federal government will either run or help run the exchanges, which are websites where state residents can shop for and buy health insurance starting Oct. 1. In those 36 states, 95% of people will have two or more plans to choose from, while the average premium for all states and all ages will be $328, according to HHS. However, anyone who makes less than 400% of the federal poverty level, or about $94,000 for a family of four, will be eligible for a federal tax subsidy that will immediately be deducted from the cost of the insurance policy…States with the lowest rates and most competition tended to be states that had their own marketplaces, rather than using the federal marketplace, the report showed.”

Full story: How the insurance exchanges stack up (USAToday.com)