The “affordable” part of the Affordable Care Act (ACA) comes in the form of tax subsidies based on an individual’s or household’s income. And those subsidies can be significant, even for individuals whose income are up to the 400% above the national poverty line. The Kaiser Family Foundation has created this calculator to illustrate health insurance premiums and subsidies for people purchasing insurance on their own in new health insurance exchanges (or “Marketplaces”).
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Some small business owners who plan to hire are competing for talent with their pocketbooks.
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This phenomena is seen in diverse segments throughout the U.S. economy.