In a recent survey of small business owners, 65% of the participants said they don’t believe the economy will fully return to “normal” until 2022 or later.


Findings from an NFIB Research Center survey released yesterday (Monday, 4.20.2020) revealed that most small business owners surveyed are still waiting to hear about their application status in the Paycheck Protection Program and the Economic Injury Disaster Loan program. The survey took place on April 17, the day after the programs ran out of money.


“Small businesses were prepared and ready to apply for these programs, the only financial support options for most. It is very frustrating that the majority of these true small businesses haven’t received their loans yet. Small businesses make up nearly half of the economy and it’s crucial that their doors stay open.”

Holly Wade
NFIB Director of Research & Policy Analysis


Key Findings of the Survey:

75% | Percentage of survey participants (almost all employer businesses) had submitted an application for a PPP loan as of April 17. (When the survey took place.)

20% | Percentage of submitted applications that were fully processed with funds deposited in the borrower’s account.

80% | Percentage of applications that are still waiting, many not knowing where they are in the process.

40% | Percentage of the small business owners who had successfully submitted an application for an EIDL through the SBA website.

77% | Among those who submitted an application, most (77%) requested the emergency grant of up to $10,000.

10% | Of those who requested the EIDL emergency grant, about 10% have received the funds.

Most small business owners surveyed believe it will take until 2022 or longer for the economy to fully recover

33% |Percentage of survey respondents who believe their community will be back to a normal level of economic activity by the end of 2020.

40% | Believe more normal levels of economic activity wont return until 2021.

25% | Believe it won’t be until 2022 before the economy returns to normal.

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