If you are in the eastern part of the U.S. while reading this, chances are you have experienced some weather-related workplace juggling during the past few weeks. As  we’ve noted previously, it’s easy to talk about the weather, but impossible to do anything about it–unless you plan ahead. Recently, a group from Boston University created a large infographic (you can see it at the bottom of this post) that captures some of the direct, and in-direct, impact a small business can experience during and after a natural disaster.

The infographic examines:

How disasters affect companies.

natural disaster

(Photo via wikimedia commons)

Flooding in a building or fires in a warehouse may seem like the most visible of threats to an organization or business, but there are many other ways that a natural disaster can affect your productivity. Damage to the resources and materials needed for consumption or sales will cripple a business, while any harm to capital will keep the transfer of assets to a minimum.

Secondary concerns of the disaster.

Even if your headquarters can avoid damage, indirect means of harm can occur. Not all employees may be able to work, power outages may cease manufacturing or communications, and the supply chain required to move products around may collapse entirely. During the Japan floods of 2011, an organized shutdown derailed production and economics across the globe.

The return on investment in disaster preparation.

natural disaster

(Photo via wikimedia commons)

Every one dollar invested in preparation will be worth seven dollars worth of economic loss. A company should have insurance against natural disasters but also assess the risk that specific disasters would have on their operations. A recovery plan will also help to keep the harm to a minimum.


 

Infographic: Can Your Small Business Survive a Natural Disaster?

Click on image to see a larger version.

Natural-Disaster

2
An Extreme Weather Plan is a Life or Death Small Business Requirement

Before you find yourself, your business and your employees snowed in, flooded or blown away by high winds, you need to establish an extreme weather plan.

3
Review These 4 Types of Insurance During Small Business Disaster Planning

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4
Federal & State Government Emergency and Disaster Relief Resources

Links to federal and state (and U.S. territories) agencies that provide disaster preparation and relief services.

5
Only 37% of Small Businesses Have a Formal Disaster Preparation Plan

Only 51 percent of business owners of companies with less than 300 employees believe it’s important to have a plan for disaster preparation and recovery

6
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Today, through perseverance, hard work and believing New Orleans is a great culinary destination, there are more restaurants open now than before Katrina.

7
Why You Need Key Person Insurance for Your Small Business

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8
Small Business Information and Resources for Extreme Winter Weather

Places to find answers to snow and winter weather questions — and resources for when that weather turns into a disaster for your small business.

9
Small Business ‘Active Shooter’ Preparedness Resources From the Department of Homeland Security

Homeland Security provides free courses, materials, and workshops to better prepare your business to deal with an active shooter situation.

10
The FEMA App is a Must-Have Tool For Every Small Business

The FEMA app is a tool packed with emergency and disaster resources you hope you’ll never need.

11
September is National Preparedness Month: Here Are 7 Ways to Immediately Ready Your Business for a Disaster | 2016

Disasters come in all shapes and sizes. Here’s help from Homeland Security on preparing for disasters, big and small.

12
Business Owners Admit They Aren’t Prepared for Disasters, But Know They Should Be | 2017

It’s as if small businesses were saying, “it could never happen to me.”

13
Hurricane Harvey Recovery Assistance For Small Businesses From the SBA | 2017

How to apply for an SBA disaster loan